3.5% down FHA loans compared against conventional. East Avenue Mortgage explains mortgage insurance and cash to close.
Susan O'Hara, President
East Avenue Mortgage
Phone: (484) 999-0231
Email: [email protected]
NMLS# 2289631
Company NMLS# 2878909
Licensed in: PA
For informational purposes only and does not constitute financial, legal, or tax advice. Rates, terms, and program availability are subject to change without notice. Contact us for details specific to your situation. Susan O'Hara NMLS 2289631. East Avenue Mortgage Co. NMLS 2878909. Equal Housing Opportunity.
3.5% down FHA loans compared against conventional. East Avenue Mortgage explains mortgage insurance and cash to close.
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East Avenue Mortgage helps Pennsylvania buyers use FHA with as little as 3.5% down. We will compare FHA against conventional so you see the real monthly cost — including mortgage insurance — before you lock.
FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.
Ask us for FHA options compared against conventional — no hard credit pull from this page.
FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.
See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.
Get answers to the most common questions about FHA loans
Talk with us about FHA versus conventional. We will walk through cash to close and monthly payment for your file.